Top 10 Best Travel Credit Cards in Australia

Best Travel Credit Cards Australia: Travelling is all about enjoying to your heart’s content or, if it is a business trip, making sure that the work gets done. But what if you could make significant savings every time you travel just by using your credit card for your travel and other expenses? Travel-friendly credit cards in Australia allow you to earn points or miles which you can redeem for amazing travel discounts and offers.

Best Credit Card for Travel in Australia 

best travel credit cards australia

  1. ANZ Rewards Black Credit Card
  2. American Express Velocity Platinum Credit Card
  3. HSBC Platinum Qantas Credit Card
  4. ANZ Rewards Travel Adventures Credit Card
  5. American Express Qantas Ultimate Credit Card
  6. Emirates Citi World MasterCard
  7. Citi Qantas Signature Card
  8. ANZ Frequent Flyer Black Credit Card
  9. American Express Explorer Credit Card
  10. Westpac Altitude Black Credit Card

What is a Travel Credit Card?

A travel credit card, apart from providing the standard features of a credit card, provides you with a number of travel benefits. Most of them allow you to earn points or miles which can be redeemed for amazing discounts on flight tickets, hotel booking, car rental services, etc.

How to Select a Travel Credit Card?

You cannot be blamed if your head spins after going through the travel credit card options available in Australia. To make the selection process easier, we have not just listed 10 of the best travel cards but have also created a list of some important points that you should consider when selecting a travel credit card.

  • Rewards- Check how many reward points or air miles you’ll earn for every dollar you spend with the credit card.
  • Sign-Up Bonus- While a lot of travel credit cards in Australia come with amazing sign-up bonuses, others require you to spend some particular amount with the card within a fixed period to get the bonus.
  • APR- The APR of travel credit cards is generally higher than standard cards. So, make sure that you select one which has competitive APR and offers maximum benefits.

Best Credit Card in Australia for Travelling

Westpac Altitude Black Credit Card

This credit card allows you to earn 1.5 Qantas points for every dollar you spend. When you spend $5,000 within 3 months of activation, you also get 100,000 Qantas points in bonus.

American Express Explorer Credit Card

The card allows you to earn 2 points for every dollar you spend. You can also get 50,000 bonus points when you spend $1,500 within the first three months and travel credit worth $400 when you use the card for online travel bookings.

ANZ Frequent Flyer Black Credit Card

Along with the Qantas Frequent Flyer Program, this credit card offers 1.5 Qantas points for every dollar spent and 75,000 Qantas points when you spend $2,500 within the first 3 months.

Citi Qantas Signature Card

With this credit card, you earn 1 point for every dollar you spend. You can also receive 50,000 bonus points after spending $2,000 within the first 3 months. However, the annual fee of the card is $199.

Emirates Citi World MasterCard

This MasterCard allows you to earn 1 Emirates Skywards point for every dollar spent and 50,000 Skywards points after you meet the spend criteria. You also get a complimentary chauffeur-driven car service once every year.

American Express Qantas Ultimate Credit Card

At the 5th spot, we have the Qantas Ultimate Credit Card from American Express which can help you earn 1 point for every dollar you spend. Moreover, you can earn 3 points for every dollar you spend on goods and services from Qantas.

ANZ Rewards Travel Adventures Credit Card

Earn 2 ANZ reward points for every dollar spent and a complimentary domestic return flight ticket every year when you spend $500 within the first 3 months on eligible purchases.

HSBC Platinum Qantas Credit Card

#3 on the list if HSBC Platinum Qantas Credit Card. With this card, you earn 1 point for every dollar you spend and if your spends in the first three months are $2,000 or above, you also earn 60,000 bonus points.

American Express Velocity Platinum Credit Card

At the 2nd spot is the Velocity Platinum Credit Card from AMEX. It gets you 1 point for every dollar you spend and 50,000 points in bonus when you spend $1,500 with the first three months. You can also earn 3 points for every dollar spent on Virgin Australia purchases.

ANZ Rewards Black Credit Card

#1 on the list is the ANZ Rewards Black Credit Card. With the card, you earn 3 ANZ reward points for every dollar spent and 75,000 points in bonus when you make your first eligible purchase within the first 3 months. Through Veloce, you also get to unlimited access to the participating airport lounges all over the world.

Which is the Best Travel Credit Cards in Australia

Now that you have some great options to choose from, think about your travelling needs and pick one that perfectly suits them.