- 1 Best Credit Cards for Travel India
- 2 How to Choose the Best Travel Credit Card
- 3 Best Credit Cards in India for for Travel
- 3.1 HDFC JetPrivilage Diners Credit Card
- 3.2 Standard Chartered Emirates Platinum MasterCard Credit Card
- 3.3 Citibank Premier Miles credit Card
- 3.4 American Express Platinum Reserve Credit Card
- 3.5 SBI Air India Visa Signature Card
- 3.6 American Express jet Airways Platinum Credit Card
- 3.7 ICICI Bank Jet Airways Sapphiro Credit Card
- 3.8 Citibank Prestige Visa Infinite Credit Card
- 3.9 ICICI Instant Platinum Card
- 3.10 HDFC Bank All Miles Credit card
- 4 Which is the Best Travel Credit Card in India
Best Travel Credit Cards India: As per the reports on research conducted to understand the Indian market expenditure, 5 to 8% of the annual income is spent on personal and professional trips. With that percent of the amount, which is spent on the travel it is always wise to look for best travel credit cards available in the market. With a long list of National and International banks availability, let us check the top 10 best travel credit card in India.
Best Credit Cards for Travel India
- HDFC JetPrivilage Diners Credit Card
- Standard Chartered Emirates Platinum MasterCard Credit Card
- Citibank Premier Miles credit Card
- American Express Platinum Reserve Credit Card
- SBI Air India Visa Signature Card
- American Express jet Airways Platinum Credit Card
- ICICI Bank Jet Airways Sapphiro Credit Card
- Citibank Prestige Visa Infinite Credit Card
- ICICI Instant Platinum Card
- HDFC Bank All Miles Credit card
How to Choose the Best Travel Credit Card
While choosing a credit card for travel purpose, you need to consider few points like – Air miles, Hotel benefits, Access to Air Lounge, Reward points (Redeemed for Air miles), Cashback, Other exclusive travel memberships.
Also, below are the few aspects that needs to be fullfilled:
- The applicant should be 18 or above
- Permanent Indian address is required
- Good credit history
Best Credit Cards in India for for Travel
HDFC JetPrivilage Diners Credit Card
This card comes up with 10,000 Rs as an Annual fee for the 1st year and can be renewed with 5,000 Rs followed by another. Customer will get 30,000 JPMiles and 15 JetPrivilage as a welcome benefit which can be redeemed within first 90 days. While booking any flight ticket via jetairways.com, the customer will get 3xJPMiles and 8 JPMiles for spending every Rs. 150. This card is globally recognized with unlimited complimentary access to 600+ Airport lounges.
Standard Chartered Emirates Platinum MasterCard Credit Card
Emirates Platinum has two variants with a different annual fee. The variant 1 has an annual fee of Rs. 13,999 and Rs. 3,999 for variant 2. It is packed with travel insurance of Rs. 10 million with a complimentary membership to over 850 lounges. The customer will get a welcome bonus of 27,500 Skyward Miles with additional 4 miles on spending Rs. 150.
Citibank Premier Miles credit Card
Citibank premier has an annual fee of Rs. 3,000 with an insurance cover of up to Rs. 1 Crore. The customer will get 10,000 miles on first purchase of Rs. 1,000 and 3,000 miles on the card renewal. Citibank has partnered with different travel websites and any purchase made from these dedicated websites, the customer will earn 10 miles per Rs. 100 and every 2 miles for 1 Frequent Flyer Air mile.
American Express Platinum Reserve Credit Card
American Express has renowned status across the globe and best for those who travel abroad on regular basis. It comes with an annual fee of Rs. 5000 and Rs. 10,000 as a renewal fee. Customer will get a welcome bonus of 11,000 as a membership reward points. Every expenditure of Rs. 50 will equal to 1 membership rewards point. It has privileges with premium hotel chains and lounges in Delhi and Mumbai airports.
SBI Air India Visa Signature Card
SBI and Air India are the government regulatory of India. This card has an annual fee of Rs. 4,999 for 1st year and the same amount for renewal of the card. 20,000 reward point comes as a welcome bonus where 1 Air India mile is equal to 1 reward point. Complimentary access to over 600 international airports with major domestic airports. Expenditure of Rs. 100 for booking Air India ticket with the card will get you 20 rewards point.
American Express jet Airways Platinum Credit Card
With Rs. 5,000 as an annual fee and Rs. 10,000 as renewal fee, this card has a lot of offer. Customer will get a welcome gift of 10,000 JPMiles and 5,000 JPMiles with free jet Airways base fare waived off on card renewal. They will also get complimentary membership to the Oberoi hotels and the free night stays at selected hotels and resorts.
ICICI Bank Jet Airways Sapphiro Credit Card
The customer will get the welcome bonus of 10,000 JPMiles and 5,000 JPMiles after the renewal of the card every year. It comes with an annual fee of Rs. 5,000 for 1st year and renewal fee of Rs. 5,000 following from 2nd year. It offers complimentary Airport lounge access to over 600 VIP lounges with 7 JPMiles for each Rs. 100 spend.
Citibank Prestige Visa Infinite Credit Card
This card comes with a staggering annual fee of Rs. 20,000 with 10,000 air miles as a welcome bonus and vouchers of Rs. 10,000 from ITC or Taj groups every year. It is covered with Rs. 5 Crores of insurance with overseas medical insurance of USD$ 50,000. Citibank prestige 1 reward point is equal to 4 frequent flyer air miles.
ICICI Instant Platinum Card
This card comes with global emergency assistance and 3 payback points on every Rs. 100 spent through this card. This is the best card available for students, housewives and Non-salaried people as they can avail the services against the fixed deposit.
HDFC Bank All Miles Credit card
The card comes with a welcome benefit of 1,000 reward point and will become the part of All Miles club. While spending Rs. 150 with this card, you can earn 3 rewards point and can be converted into air miles.
Which is the Best Travel Credit Card in India
All of the above are most popular ones in the category. Analyze the different terms, benefits and offers to choose the best one as per your need.
Hope you will find the list of best travel credit cards India handy. Please don’t forget to share this article with your friends who might be interested in getting one. So which are the best credit cards for India travel ? Please feel free to share in the comments below.