Top 10 Best Travel Credit Cards in Singapore

Best Travel Credit Card Singapore: If you love travelling, you might already know how expensive it can be. However, by selecting the right travel credit card in Singapore, you can unveil the world full of travel discounts, like air miles, reward points, discounts on hotel bookings, etc. We have already done the hard work of comparing the best of travel credit cards available in Singapore to provide you with a list of 10 best options.

Best Credit Card for Travel Singapore

best travel credit cards singapore

  1. Citi PremierMiles Visa Card
  2. American Express Singapore Airlines KrisFlyer Credit Card
  3. Standard Chartered Visa Infinite Credit Card
  4. DBS Altitude Visa Signature Card
  5. HSBC Visa Infinite Credit Card
  6. ANZ Travel Visa Signature Credit Card
  7. ANZ Optimum World MasterCard
  8. OCBC Titanium MasterCard
  9. American Express True Cashback Card
  10. Maybank Horizon Platinum Visa Card

What is a Travel Credit Card?

A travel credit card is just like any standard credit card in which the benefits and offers are generally related to your travelling needs. They allow you to earn air miles or reward points which can be redeemed for amazing discounts on flight tickets, free flights, discounts on hotel bookings, car rentals, airport transfers, lounges, and a lot more.

How to Select the Best Travel Credit Card?

Just like any financial product, there are a few important factors that should be considered when selecting a travel credit card, like-

  • Annual Fee- While many of the travel credit cards do not have any annual fee, others do. Make sure that if the credit card has an annual fee, it is not very high and in line with the benefits the card offers.
  • APR- The percentage rate of travel cards are generally higher than standard credit cards. The one you select should have a competitive APR.
  • Reward Points/Air Miles- Check how many reward points/air miles you’ll earn for every dollar you spend. Rather than simply going with the one that offers the highest points or miles, remember that you should take the above-mentioned factors into consideration too.

Best Credit Card in Singapore for Travel

Maybank Horizon Platinum Visa Card

This credit card helps you earn 2 air miles or 5x TREATS for every dollar you spend on flight tickets, overseas transactions, and travel packages. You also get complimentary airport lounge access and travel insurance.

American Express True Cashback Card

The cashback card from AMEX helps you earn 1.5% cashback for all your purchases and 3% additional cashback for first 6 months. You also save up to 12% on participating hotels and airlines.

OCBC Titanium MasterCard

Earn 1 point for every dollar spent locally and 2 points for every dollar spent overseas. However, your monthly spends on the card should be S$1,500 or above to get this benefit. The points can be redeemed for discounts on flight tickets, hotel stays, etc.

ANZ Optimum World MasterCard

With this credit card, you can get up to $168 in cash rebates and 5% cashback for all your travel spends. Other benefits include 1% cashback on all retail spends and up to 20% cash rebates when you spend at partner hotels and airlines.

ANZ Travel Visa Signature Credit Card

With this card, you can earn 1.4 air miles for every dollar spent locally on all the purchases and 2.8 air miles when you spend in New Zealand and Australia. You also get a bonus of up to 25,000 miles when you apply for the card online.

HSBC Visa Infinite Credit Card

The Visa Infinite Credit Card from HSBC can get you a generous of 35,000 air miles for your first eligible purchase within 3 months from activation. You can earn 1.25 air miles for every dollar spent locally and 2.25 air miles for every dollar spent overseas.

DBS Altitude Visa Signature Card

With this card, you can earn 1.2 miles for every dollar spent locally and 2 miles for every dollar spent overseas. Moreover, you can also earn 3 miles for every dollar spent on online hotel and flight bookings. Complimentary airport lounge access and 10,000 miles upon renewal are some other benefits.

Standard Chartered Visa Infinite Credit Card

At the 3rd spot, we have the Visa Infinite Credit Card from Standard Chartered. With this card, you can earn 35,000 bonus miles for signup or 25,000 bonus miles + S$100 Uber credits. You can earn 1.4 miles for every dollar spent locally and 3 miles for every dollar spent overseas. The card also offers amazing fuel savings at Caltex and Uber rides all over the world.

American Express Singapore Airlines KrisFlyer Credit Card

You get to earn 1.1 KrisFlyer miles for every dollar spent locally and 2 KrisFlyer miles for every dollar spent overseas. Some of the other benefits include cashbacks, free travel insurance and 5,000 KrisFlyer miles in bonus for signup.

Citi PremierMiles Visa Card

At the #1 spot, we have the PremierMiles Credit Card from Citi. With this card, you can earn 1.2 Citi miles for every dollar spent in Singapore and 2 Citi miles for every dollar spent overseas. You also get 42,000 Citi miles when you spend for the first time with the card. Complimentary travel insurance, priority pass membership, 10,000 miles upon renewal, and bonus miles when you spend on Agoda, Kaligo and Expedia are some of the other benefits.

Which is the Best Travel Credit Cards in Singapore

Make sure that you check the rewards, bonuses and terms and conditions of the card before selecting as the card providers change them regularly.