- 1 Best Credit Card for Travel to South Africa
- 2 What is a Travel Credit Card?
- 3 How to Select a Travel Credit Card?
- 4 Best Travel Credit Cards in South Africa
- 4.1 Virgin Money Credit Card
- 4.2 American Express SAA Voyager Gold Credit Card
- 4.3 FNB Classic Credit Card
- 4.4 American Express Gold Credit Card
- 4.5 American Express SAA Voyager Premium Card
- 4.6 Standard Bank Blue Credit Card
- 4.7 FNB Gold Credit Card
- 4.8 Kulula Credit Card
- 4.9 Standard Bank Gold Credit Card
- 4.10 Discovery Credit Card
- 5 Which is the Best Travel Credit Card South Africa
Best Travel Credit Card South Africa: One of the most important considerations when taking a vacation is the budget. But with a travel credit card, you can avail an extensive range of travel benefits, like cash-backs, discounts, reward points, airline miles, and a lot more to save significantly every time you travel.
Best Credit Card for Travel to South Africa
- Virgin Money Credit Card
- American Express SAA Voyager Gold Credit Card
- FNB Classic Credit Card
- American Express Gold Credit Card
- American Express SAA Voyager Premium Card
- Standard Bank Blue Credit Card
- FNB Gold Credit Card
- Kulula Credit Card
- Standard Bank Gold Credit Card
- Discovery Credit Card
What is a Travel Credit Card?
A travel credit card is just like a standard credit card but its benefits are inclined towards offering a better and cheaper travelling experience. They allow you to earn reward points, miles, or bonuses for your travel and other purchases which can be redeemed for amazing discounts on flights, hotels, car rentals, etc.
How to Select a Travel Credit Card?
If you are searching for the best travel credit card, make sure that you consider these factors-
Annual Fee- While there are some cards which do not charge an annual fee, other do. The annual fee of the card you select shouldn’t be very high.
Travel Rewards- Check what type of travel rewards that the card offers and how easily you can earn the rewards.
APR- The APR of such cards is generally higher than standard credit cards but it should not be too high.
Best Travel Credit Cards in South Africa
Virgin Money Credit Card
The card offers a fixed 10% discount on all Virgin Atlantic flights from South Africa. However, this discount is applicable only when you purchase the tickets from the official website of Virgin Atlantic (South Africa).
American Express SAA Voyager Gold Credit Card
This card comes with an excellent welcome bonus of 10,000 miles when you purchase a flight ticket for the first time with the card. You can also earn 1 air mile for every R650 you spend on the card.
FNB Classic Credit Card
With the FNB Classic Credit Card, you can earn up to 5% cash back in eBucks points on eligible purchases, including a number of travel purchases. The points never expire and you also get additional benefits, like no foreign transaction fees and no interest up to 55 days.
American Express Gold Credit Card
With this card, you can earn 1 point for every R5 that you spend on all your purchases. The collected points can be redeemed for amazing travel and lifestyle discounts.
American Express SAA Voyager Premium Card
With the Premium Card, you can earn 1 mile for every R600 you spend on the card. Moreover, you can also get a bonus of 19,000 miles when you purchase your first SAA flight ticket on the card. However, the card has an expensive annual fee of R1,835.
Standard Bank Blue Credit Card
By paying an additional fee, you can become a member of UCount Rewards Program with this card to enjoy amazing travel and many other benefits. It comes with basic travel insurance and up to 55 interest-free days.
FNB Gold Credit Card
With this travel reward card, you can earn 1.5% cash back in eBucks points on all your purchases and 2.5% cash back on all your domestic and international travel purchases.
Kulula Credit Card
If you are looking for maximum discounts on flight tickets, this Kululu Credit Card can be an excellent choice for you. The card allows you to earn 1 Moolah for every Rand you spend on the card. The collected Moolah can be redeemed for discounts on flight tickets and even free flight tickets. However, the Moolah comes with an expiry of 6 months.
Standard Bank Gold Credit Card
If a card with a lower interest rate is what you like, pick this Standard Bank Gold Credit Card. The card provides access to priceless Africa rewards for travel, dining, sports, shopping, entertainment and a lot more. It comes with free travel insurance and up to 55 interest-free days.
Discovery Credit Card
The Discover Credit Card allows you to earn Discovery Miles on qualified card spends. The collected miles can be converted to Voyager or Avios miles for amazing discounts on flight tickets. With this card, you can avail discounts of up to 35% on British Airways international flights and Kululu domestic flights.
Which is the Best Travel Credit Card South Africa
All the listed above cards are good for your travel. Select one from the options available above and let the credit card take care of all your travelling needs.